Last updated: November 2026.
Welcome to Insurance, at https://insurance.havyauto.com. These Terms of Service govern your use of this website, including the free URL shortening service and the insurance guides we publish. By using this website, you agree to these terms. If you do not agree, please do not use the website.
Insurance provides two things: a free URL shortening service that turns long links into short, shareable links, and a set of insurance guides that explain car, home, life, and health insurance in plain language.
The service is provided free of charge. Short links are provided as-is, without any guarantee that a particular short link will keep working forever. We may change, suspend, or discontinue any part of the service at any time without notice.
You agree to use this website lawfully and responsibly. You agree not to:
We may disable any short link, or block access to the service, when we believe these terms have been broken. We do not have to give advance notice.
We do not control, review, or endorse the content of the websites that short links point to. A short link is created by a user of this website, and the destination website is that user's responsibility, not ours. If you follow a short link, you do so at your own risk. If you believe a short link points to harmful or illegal content, please report it through our Contact Us page.
Our insurance guides explain how different types of coverage work, how to compare quotes, and what to consider before buying a policy. They are general information only. They are not financial advice, legal advice, or personal insurance advice, and they do not replace the advice of a licensed insurance agent or financial adviser for your own situation.
Insurance rates, rules, and coverage vary by state, insurer, and personal circumstances, and they change often. Always check the current terms directly with the insurer before buying a policy.
The text, design, and layout of this website, including the insurance guides, belong to Insurance unless stated otherwise. You may read, share, and link to our pages for personal, non-commercial use. You may not copy, republish, or sell our content without our written permission.
The website and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied. We do not warrant that the website will always be available or free of errors, that short links will always work, or that the information in our guides is complete or up to date.
To the fullest extent allowed by law, Insurance is not liable for any loss or damage arising from your use of this website, including losses caused by short links created by other users, by destination websites, or by decisions you make based on our insurance guides. Your use of the website is at your own risk.
This website contains links to third-party websites, including insurers and comparison services. We provide these links for convenience only. We are not responsible for the content, products, or privacy practices of third-party websites.
We may update these Terms of Service from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the website after a change means you accept the updated terms.
If you have any questions about these Terms of Service, please contact us at contact@havyauto.com or through our Contact Us page.